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A new project will soon by coming to Project Shandy called ‘Kate’s Advice Bureau’, as nicknamed by my friends Rachael and Sammi.

This project came about because, quite simply, I got into a mess.

I lost track of my payments when I lost my job and it took a long time and a lot of courage to get my finances untangled and everything pointing the right way again.

While going through this process, I learned a lot and learned it the hard way. I particularly learned about my legal rights and what I was/wasn’t allowed to say or do regarding my finances, my relationships with creditors, my dealings with credit reference agencies and my ability to be contacted by such organisations.

I didn’t learn any of this in school. The vast majority would have been infinitely more useful than the things we did in PSHE such as hair care, personal hygiene and skin care. It’s time to share some of this through a regular series of short articles, facts, figures, laws and regulations with a big sprinkling of anecdotal and personal experience.

As with all my blogging projects I’m keen to hear from you if you’ve got experiences in these areas that you want to share!

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